FAQ

Funding Options

Funding options up to $5 Million

Unsecured Funds

No Personal Guarantee & No Collateral Required*

Fast Approvals

Within 24 hours of application

Quick Funding

Funding in as little as 24 hours

Select a category below:

Is my email secure that I send to the company with my information?

YES, Biscayne Capital Funding has a top notch cyber security policy along with the most sophisticated security software.

Will any of my creditors be notified I’ve applied for business funding?

Biscayne Capital Funding doesn’t directly alert any creditors that you’re applying for business funding.

What happens with my information if I’m declined?

Biscayne Capital Funding shreds any printed information and securely disposes of all shredded documents.

When I send my personal information to Biscayne Capital Funding does the company re-sell it?

No, Biscayne Capital Funding stores all information in a secure CRM which sits on a secure cloud. Nothing is saved to any local computers and no data is ever sold to any 3rd parties.

Do I have to change my credit card merchant account?

The simple answer is NO! We work with many providers that do not require a change to your payments systems. However, if you did want to see if Biscayne Capital Funding could save you money on your current merchant account we’re always glad to provide you with lower cost options!

What type of repayment options does Biscayne Capital Funding offer on business funding products?

Biscayne Capital Funding has repayment options that include daily, weekly, semi-monthly and monthly.

What steps can I take to ensure I receive the funds as fast as possible?

To expedite approval and funding, we encourage you to submit all requested documentation within 1 (one) day of submitting the initial application.

Is your financing personally guaranteed and do you require collateral?

We offer programs that do not have a personal guaranty or collateral, and we also offer programs that do. These details will depend on the type of financing you are looking for and will be communicated to you by our funding experts, verbally and in writing.

If I already have a business loan, can I qualify for another?

A qualified Biscayne Capital Funding representative will review your account with you and place you into a program that will fit your scenario without overextending your business.

Is there a pre-payment penalty if I want to pay my account off early?

No there isn’t, Biscayne Capital Funding has many funding programs that offer a discount to pay off early so YOU SAVE!

Will this financing report to my business or personal credit?

Biscayne Capital Finance has programs that offer this feature and some that don’t. Depending on what the client’s needs are we place them into the appropriate program to fit those needs.

If I want to pay early, is there a fee to close my account?

No, there is no fee to close the account if you’d like to pay early, as a matter of fact a Biscayne Capital Finance representative will often provide a discount when you pay early.

What are the typical rates?

Biscayne Capital Financing has over 10 different business funding programs, each with its own rate and term. Our representatives do their best to give the most aggressive offer when it comes to cost of funding.

Is there a fee to apply for business funding?

No, Biscayne Capital Funding doesn’t charge any fees to apply for one of our business funding programs. 

How much time after filling out an application does it take to get a decision?

Biscayne Capital Financing can approve and fund in as little as 24 hours. An average funding timeframe is 2-4 business days.

Do I need to mail in signed hardcopies of the application and contract?

No. We happily accept all documentation sent to us by fax or e-mail to our secure server.

Can I leverage my minority ownership in a business for personal financing?

We require at least 51% ownership to close on a deal. In some cases, we would require 80%. Call us at (888) 201-8903​ for any additional questions you may have.

My business just started. Can I still I get approved for financing?

We are unable to help fund start-ups. However, if you have been open for at least three months and can provide official documentation of your sales history, you are a candidate and should not hesitate to apply. In fact, it will be a short and simple process.

If I already have a business loan, and need more funding should I apply?

Yes, Biscayne Capital Finance offers many products that can help you no matter the current situation.

If I’ve had past credit problems, should I apply?

YES, Biscayne Capital Finance has been able to help many clients with a less than perfect credit history.

What are the types of products you offer?

Biscayne Capital Funding offers the widest array of business funding products in our industry. Our specialties include but are not limited to SBA Loans, Business Lines of Credit, Accounts Receivables Factoring, Inventory Loans, Bridge Loans, Business Loans (secured and unsecured) and Merchant Cash Advances. We also offer the lowest priced Credit Card Processing options for any type of business.

How long has Biscayne Capital Finance been in business?

Biscayne Capital Funding has been in business since 2014.

Where is Biscayne Capital Finance located?

Biscayne Capital Funding is located in Miami, FL. However we cater to the entire U.S. and Canada too! Please call 888-201-8903 for complete details.

Funding in as little as 24 hours

Receive a quick decision and get funding in as little as 24 hours

2801 Florida Ave, Suite 12 Miami, FL

(888) 201-8903

info@biscaynecapitalfunding.com

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